Data Disclaimer

All financial data displayed on OpenBSIS is sourced from publicly available regulatory filings published by the Office of the Superintendent of Financial Institutions (OSFI)of Canada.

The official source of this data is the OSFI website:

While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the data presented. The data is provided "as is"without warranty of any kind.

Potential sources of discrepancy include:

• Delays between OSFI publication and our data refresh
• Historical changes in reporting formats and line item definitions
• Data processing and transformation for display purposes
• Restatements or corrections made by filing institutions

The information provided by OpenBSIS does not constitute financial, investment, legal, tax, or any other form of professional advice. You should not rely on this data as the sole basis for any financial or business decision.

Before making any financial decisions, we recommend:

• Verifying data directly with official OSFI publications
• Consulting with qualified financial or legal professionals
• Conducting independent due diligence

OSFI data is published on a quarterly basis, typically with a lag after the reporting period ends. Our platform refreshes data regularly, but there may be delays between when OSFI publishes new filings and when they appear in our system.

The "period" shown for each data point refers to the regulatory reporting period, not the date the data was published or ingested.

OpenBSIS provides access to historical data spanning over 30 years of OSFI filings. Users should be aware that:

• Regulatory reporting requirements have changed over time
• Line item definitions may differ across reporting periods
• Some institutions have merged, changed names, or ceased operations
• Accounting standards (e.g., IFRS adoption in 2011) may affect comparability

In no event shall OpenBSIS or its operators be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of or reliance on the data provided through this Service.

This includes, but is not limited to, damages for loss of profits, business interruption, or loss of data, even if we have been advised of the possibility of such damages.

If you believe you have found an error in our data or have questions about our data sources, please contact us at:

data@openbsis.com